FastMoney is an app that helps Australians apply for and manage loans with award-winning lender Jacaranda Finance.
Jacaranda Finance offers a fast money loan (1) that can be completed within 5 to 12 minutes if you're new and need a same-day loan (2). Even better, you can check if you qualify for a loan without affecting your credit score. With loans from $2,100 to $15,000, we can help you when those larger-than-expected expenses arrive.
The FastMoney app on your smartphone allows you to check your balance, request additional payments, and change your direct debit date if you are already a Jacaranda Finance customer.
Features of Jacaranda Dinero APK
- Find out if you qualify for a loan in minutes without affecting your credit score
- Get a loan in just 5-12 minutes (1)
- You will receive a same-day decision (2) on your application and 60-second transfers to your bank account (3) if you are approved
- All loans are subject to a 48-hour reflection period(4)
- Request copies of your contract and statements and check your loan balance
- Additional refund request
- A request to change the date and frequency of payments (weekly, biweekly, monthly)
- Get in touch with our customer support team quickly for any questions you may have
- Data protection and encryption with biometric logins are safe and secure
Please feel free to contact us at [email protected] if you have any questions about our app.
Our loan products
Jacaranda offers the following loans:
- Express Personal Loan: $5,000 - $15,000 ($10,000 unsecured)
- Cash Increase Loan: $2,100 - $4,600
You may not be approved for the maximum loan amount depending on your circumstances. To provide you with the correct rate offer, we need to understand your financial situation.
About Jacaranda Finance
Jacaranda Finance is an award-winning lender, having won awards in the AFR Fast 100 in 2021 and the ProductReview.com.au Award for Personal Loans in 2020.
Jacaranda has been helping Australians access fast, simple and reliable financing since 1999. With our single core value, we help our clients access the funds they need for life's unexpected and expected expenses.
Refund period
For our Express Personal Loan product, the minimum repayment period is 12 months and the maximum is 24 months.
Cash Boost's minimum repayment period is 9 months and maximum repayment period is 18 months.
Maximum Annual Percentage Rate (APR)
A maximum interest rate on our Express Personal Loan product is 27.00%, with a maximum APR/comparison rate of 45.70% (for loans between $5,000 and $15,000.
Cash Boost has a maximum interest rate of 47.80%, with a maximum APR/comparison rate of 95.84% (for loans from $2,100 to $4,600).
Representative examples
Express Personal Loan: $10,000 equity loan borrowed over 24 months with an interest rate of 27.00% (45.02% APR/Comparison Rate). The borrower would pay a total of $15,459.12 including all fees and charges. This is made up of the principal amount of $10,000, the establishment fee of $995.00, the risk fee of $850.00, and the interest of $3,614.12.
Cash Boost: $2,500 equity loan borrowed over 18 months at an interest rate of 47.80% (68.47% APR/Comparison Rate). The borrower would pay a total of $4,115.85 including all fees and charges. This is made up of the principal amount of $2,500, the setup fee of $400.00, and interest of $1,215.85.
