Our money app is the first of its kind for Africans!
Join over 7 million people who use Kuda for easy banking, investing through stock trading accounts, saving, and on-the-go payments.
Kuda is the smart way to do your banking every day. Use the app to pay, make free money transfers, invest, and manage your money. Download it, open an account, add money, and get a Visa card.
With Kuda banking, you can pay online and offline easily, invest and save money automatically, and receive 25 free money transfers to any Nigerian bank every month. Download the Kuda banking app today to get all these features and more!
Nigeria's Central Bank has licensed Kuda.
Why Should You Get It?
- Create your free bank account in minutes, start banking, and start paying.
- Transfer money for free to any Nigerian bank up to 25 times each month (Nigerians only).
- You can pay online and offline with secure payment methods.
- Without a bank account number, use a Kuda Username to transfer unlimited free money within the Kuda community!
- Create a trading account on the app to invest in US stocks (available only to Nigerians).
- With Pickup and Nationwide Delivery options, you can get a physical and virtual Kuda Visa card. (Nigeria users only.)
- With our automated saving features, you can save money easily and earn 8% interest at the end of the year. (Nigerian users only.)
- With money transfers to Nigeria from the UK, you can pay across borders at competitive rates. (UK customers only.)
- You can pay your bills and buy airtime for all major networks. (Only for Nigerian users.)
Become a member for free today
- Because we know your money is important to you, we won't charge unnecessary bank fees.
- Your money will grow as you watch it
- With Kuda, you can save lump sums or set a percentage to save periodically and earn up to 8% interest on your savings (only for Nigerian users).
- With Kuda Spend+Save, you can save every time you make a payment directly from your Kuda bank account. (Nigeria only.)
- With a trading account, you can invest in US stocks. Trading services are provided by a third party. (Nigeria users only.) Disclaimer: Stock trading involves risks, including loss of capital.
- You can use gift cards to pay for subscriptions to the top streaming services. You can also use gift cards to pay for online purchases at the most popular retailers.
Kuda Keeps Your Money Safe
- Debit cards go missing sometimes, which is why you can block your card on the app (and unblock it if you find it).
- If you want to hide your account balance from prying eyes, use Private Mode.
- Whenever you need help, you can chat with us on the app or email [email protected].
Kuda Is Easy To Use:
- Become a Kuda banker: Download Kuda and open an account on your smartphone.
- Put money in your account: Transfer money from your debit card, or use any bank app or internet banking to add money to your Kuda account.
Visit kuda.com for more information about Kuda.
Get the most out of your money with Kuda by spending smarter, saving more, and getting the most out of your savings.
Now you can bank, save money, invest with a trading account, and pay with the Kuda banking app!
With a registered address of 151 Herbert Macaulay Way, Yaba, Lagos, Nigeria, Kuda Microfinance Bank (RC796975) offers Nigerian banking services. Kuda Microfinance Bank is licensed by the Central Bank of Nigeria. Deposits are insured by the Nigerian Deposit Insurance Corporation (NDIC).
A company with a registered address of 5 New Street Square, London, EC4A 3TW, United Kingdom offers UK services. Kuda EMI Ltd is a Distributor of Modulr FS Limited. Under reference 900573, Modulr FS Limited is regulated by the Financial Conduct Authority for issuance of electronic money.
