To take credit to your card, there is no need to visit banks, provide income statements, search for guarantors, or collateral.
It only takes three simple steps to get money on your card:
Register in the application within 1 minute.
Choose the desired amount and term in which you plan to return it.
Click "Receive" and in case of a positive decision, get money on the card!
It's convenient and profitable. To get an online credit without refusal, there is no need to go to the branch and adjust to its working hours.
Moreover, you can get online credit 24/7. All applications are processed within a few seconds!
Returning an online credit is as easy as getting it. This can be done in your personal account or at the bank's cash desk. We do not charge any fees or additional hidden fees.
Getting a credit online with our app is safe and comfortable. If you need money for a longer term, there is a "prolongation" service that allows you to extend the contract as many times as you want on favorable terms for the client.
To get a credit, you only need BVN.
General information about the service:
- Minimum term of using the credit: 65 days.
- Maximum term of using the credit: 90 days.
- Minimum annual interest rate: 3.711%.
- Maximum annual interest rate: 438%.
- Minimum age to get a credit: 18 years.
Example of interest rate calculation:
Third credit, interest rate of 1.2% per day:
- 10,000 NGN for 65 days, the amount to be paid is 17,800 NGN.
- 10,000 NGN of principal debt + 7,800 NGN of accrued interest.
Repayment
To repay your credit, log in to the KoboGo app and follow the instructions. Repay your credits before the due date to improve your credit rating, gain access to higher credit amounts, longer terms, and lower interest rates in the credit app.
Privacy and permissions
Please read our privacy policy carefully to gain a clear understanding of how we collect, use, protect, or otherwise handle your personal information in accordance with our website and application. We take privacy seriously - all data you decide to share with us is encrypted and your personal information will never be transferred without your consent.
For additional information, please review the frequently asked questions section on our website at kobogo.ng.
Get cash in 3 steps
Create a profile
Download the app for free, Sign up for an account, and let us to get know you
Apply for a loan
Select the loan amount and term on the calculator that suits you
Get money!
If you qualify your cash will be disbursed within a minute. Just add your account number
